Today I am very discouraged. It seems like no matter how hard I work, I never get closer to my goal of graduating from college. I have 26 credits left and it feels like it will take a lifetime to finish them! If we had more money I would be able to finish those remaining credits in two or three years; but right now we are not in a financial position to contribute any money to my education. I have been so blessed to receive several scholarships in the past year and a Pell Grant, and I have been depending on those to pay for some of my classes. Unfortunately, there are very complicated guidelines concerning Pell Grants for BGS students (that's me) and I'm not sure I will be able to access all of the money that I was awarded.
It's frustrating. So far, I have had a hard time finding someone at BYU that is familiar both with Pell Grants and with the BGS program, so I haven't gotten any real answers. I have a phone appointment with a financial aid counselor on Monday and I hope that she will be able to help me. If not, I think I might scream.
Wednesday, November 26, 2008
I admit it
Posted by Kate at 2:09 PM 3 comments
Monday, November 24, 2008
The 4th Tag
Tag! I'm it. Margaret tagged me with the "4th tag", where you post the 4th picture in the 4th folder on your computer. Here's mine! It's from July 29th, 2006--my baby shower when I was pregnant with Tempe. I think I'm holding up a pack of onesies in this picture. My good friend Amanda took pictures of me opening my presents. I was so happy that she was able to come! We lived with Jason's parents that summer, and most of my friends from BYU weren't around for the summer. I didn't really know anyone in the ward here, so my baby shower was all Jason's relatives + Amanda.
I tag Rachel W., Jeanne S., Amanda D., and Kristy S.
Posted by Kate at 4:29 PM 0 comments
Saturday, November 22, 2008
Houses #19, 20, 21, 22, and 23
It's been a while since we went to see any houses, but today we went to quite a few. There were a few that we might keep our eyes on, but nothing that jumped out at us.
House #19 was a 3 bedroom, almost 2 bathroom home in Centerville, just a few streets north of the house we have an offer in on. We liked a lot of things about it: the layout was exactly what we are looking for, it has an unfinished room in the basement that could potentially be a 4th bedroom, and it has a huge backyard. But it doesn't have a master bathroom and besides, it's at least $15,000 more than we can afford. If it drops $20,000 we would probably be really interested! In the meantime, I think I'm going to send my brother-in-law and his wife over there to see it.
Posted by Kate at 8:41 PM 0 comments
Labels: houses
Friday, November 21, 2008
"Go on up to your crib... I mean, your big girl bed!"
Posted by Kate at 8:54 PM 3 comments
Thursday, November 20, 2008
Tennessee--finallee!! (haha)
Kelsey and Jeff waiting for Tyler's flight to land!
Elder Allan in front of our homemade banner.
While we were in Tennessee, we were able to meet up with our friends from law school, the Smiths. They live in Huntsville, Alabama, so we met at an awesome children's museum in Murfreesboro. I love that Tempe and Caleb are holding hands and looking at each other in this picture!Tempe loved being at Grandma Lisa's house again. The weather wasn't great, but we took advantage of it when we could, playing in the yard and going for walks or to the park as a family. I'm so glad that Tempe and Helena are able to see their grandparents as often as we do, even though we live so far apart! I hope we continue to be able to see each other regularly.
Posted by Kate at 3:54 PM 1 comments
Tuesday, November 18, 2008
Still waiting for our dream house...
We've got some more information about our dream house--house #18. While we were in Tennessee last week, my brother-in-law's realtor tried to take him and his wife to our house. They said they couldn't go see it because we have an offer on it, and their realtor said "Oh yeah, they said there was an offer on it but they're hoping for something better." Umm, hello, our offer is only $4,000 less than the asking price! I think that's a pretty good offer.
But the house is also officially in foreclosure, with a sale date set for the end of the month. So we should know by then. One of three things will happen:
- Ours is the best offer and the bank accepts it to avoid foreclosure.
- A better offer is made and the bank accepts it to avoid foreclosure.
- The bank doesn't accept an offer and goes into foreclosure.
If option 3 happens, I will be so mad. Foreclosure is expensive for the bank, so they probably still wouldn't end up with what they're owed (which is $222,000). If a better offer is made there is obviously nothing we can do about it, so we just have to keep praying that no one else will want it as much as we do!
I am trying to prepare myself for rejection, but it's hard. We are so ready to have our own place again, especially since Tempe has learned how to climb out of her crib. Everyone keep their fingers crossed for us!
Posted by Kate at 2:02 PM 0 comments
Sunday, November 9, 2008
7 random facts about me
Well, I've been tagged by my cute friend Jen, so here are 7 random things about me!!
- I spend a lot of time thinking "conversations" in my head... um, yeah, that sounds weirder than it really is. I just mean I think of what I would say to certain people, and what they would say to me, and how our conversations would go from there.
- Between the years of 2000 and 2005, I lived in North Carolina, Pennsylvania, Utah, Tennessee, and Wyoming.
- I use Facebook to spy on people.
- My go-to snack at bedtime is toast with peanut butter and a big glass of milk.
- Bad grammar and poor spelling drive me crazy (so I use spell check all the time).
- I started writing our Christmas letter way before Halloween.
- I went to two different high schools.... crazy!!!!
Ok, now I tag... Kristy S., Rachel A., Rachel W., Cari P., Jaida H., Christie B., and Mary H.!
Posted by Kate at 8:19 PM 2 comments
Friday, November 7, 2008
It's official
Last night we made an official offer on our "dream house" in Centerville. Because it's a short sale, the offer goes to the bank, not the seller, and they take much, much longer to accept or reject than a normal seller would, so we won't know for quite a while. We offered $200,000, which was $9,000 less than the asking price last night... but today the price dropped to $204,000! So our offer was only $4,000 less than the asking price.
This makes me both happy and sad. Happy because maybe the bank will realize we made a great offer and accept, maybe even sooner than the December 15th deadline we gave them!
Sad because maybe somebody else will come along and offer what they're asking and snatch it away from us :(
I guess all we can do is cross our fingers and pray.
Posted by Kate at 4:11 PM 2 comments
Labels: houses